Which means that “the timing and the circumstances of death are always perfect.” Which means that no one dies having failed to experience all that they came to the physical world to experience.
The process of what you call “death” is not complete until the soul “passes over” to “the other side.”
And so, no one “dies” to the old until they “cross over” this threshold. To put this another way, your death is not final until you say it is final.
If you indicate, at the moment of the Holy Inquiry, that you do not feel complete, and wish to return to the physical life from which you have just emerged, you may do so, and you will do so instantly.